Who can perform custodial care according to health insurance practices?

Prepare for the Virginia Health Insurance Exam. Utilize flashcards and multiple choice questions, each with hints and explanations, to boost your knowledge. Get exam-ready today!

Custodial care refers to assistance with daily living activities such as bathing, dressing, eating, and mobility, which does not require professional medical intervention. The correct choice reflects that this type of care can be provided by a medical non-professional, as long as they are operating under the guidance and orders of a physician. This ensures that the care is appropriate, safe, and based on the individual needs of the patient.

In this context, a medical non-professional might possess the necessary training or support from healthcare professionals, allowing them to assist patients effectively in their daily activities while adhering to physician recommendations. This arrangement aligns with health insurance practices where care must be coordinated and compliant with medical standards, thereby safeguarding the wellbeing of the patient.

Other answers don't align with the regulatory framework for custodial care. A physician performing custodial care would imply a medical necessity that typically isn’t required for such support. While any family member might have the intention to help, their lack of formal training or adherence to medical orders could lead to inadequate care. Similarly, a certified life coach, while skilled in other areas, does not fit the healthcare framework necessary for providing custodial care without medical oversight.

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