Which type of insurance protects against the risk of legal liability for injury, death, or damage to property?

The correct answer is liability insurance, which specifically covers the risk of legal liability for injury, death, or damage to property that a person or business may cause to another party. This type of insurance provides protection in the event that someone is sued for negligence or wrongful acts that result in harm or damage. It plays a critical role in safeguarding individuals and organizations from the financial burden of legal claims and any associated legal expenses.

Casualty insurance is a broader category that includes liability insurance, but it specifically refers to coverage for losses resulting from accidents, theft, or other incidents that do not involve tangible property. This is different from liability insurance's primary focus on protecting against claims made by others due to injuries or damages caused by the insured.

Health insurance is designed to cover medical expenses incurred by individuals for health-related services, including hospital stays and outpatient care. It does not provide coverage for legal liabilities.

Property insurance focuses on covering loss or damage to physical properties, such as homes and businesses, due to various risks like fire or theft. While it may include some liability coverage in certain policies, its main purpose is to protect against loss of property rather than legal liability for causing harm to others.

Thus, liability insurance is the most accurate term for the coverage needed