What type of coverage does Comprehensive Major Medical include?

Comprehensive Major Medical coverage is designed to provide extensive protection against a wide range of health-related expenses. This type of coverage typically includes a combination of a base health plan and a major medical policy, which together cover a significant portion of medical costs, including hospitalization, surgeries, and various outpatient services.

The base plan often covers essential health benefits while the major medical portion extends the coverage to include more significant costs that can arise from serious health issues or accidents. This comprehensive approach ensures that individuals are protected against high medical expenses, making healthcare more accessible and less financially burdensome in the case of serious illness or injury.

The other options do not accurately capture the essence of Comprehensive Major Medical coverage. For example, merely focusing on first-dollar coverage or catastrophic coverage would ignore the broader scope and flexibility that Comprehensive Major Medical plans offer. Likewise, emphasizing primarily preventive care coverage falls short of acknowledging the extensive medical expenses that these plans are able to address.