What is required from the insurer after receiving notice of a claim?

Prepare for the Virginia Health Insurance Exam. Utilize flashcards and multiple choice questions, each with hints and explanations, to boost your knowledge. Get exam-ready today!

After an insurer receives notice of a claim, they are required to furnish claim forms for filing proofs of loss. This is an important step because it enables the insured to provide the necessary documentation that supports their claim. The claim forms typically outline the specific information the insurer needs to evaluate the claim effectively.

Providing these forms is not just a matter of convenience; it is a legal obligation that facilitates the claims process. By issuing these forms, the insurer demonstrates a commitment to processing the claim in a timely and organized manner.

The other options do not accurately reflect the insurer's obligations following notice of a claim. While timely claim processing is important, the specific requirement for claim forms takes precedence in this context. Denying coverage immediately does not align with the duty to investigate claims thoroughly, and informing the insured of premium adjustments is outside the scope of actions related to processing a claim.

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