What document includes information about the proposed insured's health history and is filled out by the applicant?

The application is a critical document in the health insurance process, as it gathers vital information about a proposed insured’s health history. When a person applies for health insurance, they are required to disclose details about their medical history, current health status, and other relevant information, all of which are requested on this form.

The details provided in the application help the insurance company assess the risk associated with insuring that individual, which in turn influences premium rates and eligibility for coverage.

In contrast, the policy document outlines the terms, conditions, and coverage details of the insurance plan once it has been issued. A claim form is used post-insurance purchase to request benefits from the insurer when a service is rendered. Form 1040 is a federal income tax return form and is unrelated to health insurance matters. Thus, the application is essential for initiating the insurance underwriting process by collecting the applicant's health history and related information.