What defines a currently insured worker in terms of coverage accumulation?

A currently insured worker is defined in terms of their accumulation of work credits or quarters of coverage, which are used to determine eligibility for certain benefits under Social Security. The correct answer indicates that a worker needs to accumulate at least 6 quarters of coverage over a 13-quarter period. This means that to maintain a status of currently insured, the worker must be able to demonstrate that they have worked and paid Social Security taxes for 6 out of the last 13 quarters, showing a connection to the workforce and contributing to the Social Security system.

This definition is significant for ensuring that workers can access certain benefits, such as disability insurance. By requiring 6 quarters over a 13-quarter timeframe, the system accounts for fluctuations in employment, allowing individuals who may not work continuously to still be eligible for necessary support. The other options do not align with this specific requirement for currently insured status.